From customer agreement to final payment — manage installment plans, automate reminders, track collections, and recover overdue payments. Built for Pakistan's qist-based businesses.
Rizwan Ahmed
42201-XXXXXXX-X
Kamran Ali — 42201-XXXXXXX-X
From customer onboarding to final payment — every step is tracked, automated, and visible.
Create plan with CNIC, product details, guarantor info & payment schedule
Record advance payment, generate receipt & hand over product to customer
Track each installment — cash, bank transfer, JazzCash or EasyPaisa
SMS & WhatsApp alerts before due dates and follow-ups for overdue payments
Final payment confirmation, ownership transfer & plan closure with full history
Built specifically for Pakistani qist businesses — from the agreement to the last rupee collected.
Create custom installment plans — define number of months, amounts, due dates, and mark-up. Supports 3, 6, 12, 18, or 24 month durations with flexible down payment options.
Store CNIC copies, photos, addresses, references, and guarantor details. Complete KYC for every installment customer with document uploads and verification.
Automated SMS and WhatsApp messages before due dates. Escalation reminders for overdue payments sent to both customer and guarantor automatically.
Color-coded overdue dashboard shows 1-15 day, 15-30 day, and 30+ day defaults. Assign recovery tasks, log follow-ups, and track dispute resolutions.
Assign overdue accounts to field agents. Track visit logs, GPS check-ins, and collection receipts. Performance dashboard for each agent with recovery rates.
Receivables aging, collection reports, profit analysis, branch-wise performance, and cash flow forecasting. Export to Excel or view on interactive dashboards.
Every rupee tracked — from the first down payment to the last installment. Crystal clear ledger for every customer.
| # | Due Date | Paid Date | Amount | Status | Balance |
|---|---|---|---|---|---|
| Adv | 15 Oct 2025 | 15 Oct 2025 | Rs 35,000 | PAID | Rs 150,000 |
| 1 | 15 Nov 2025 | 14 Nov 2025 | Rs 12,500 | PAID | Rs 137,500 |
| 2 | 15 Dec 2025 | 16 Dec 2025 | Rs 12,500 | PAID | Rs 125,000 |
| 3 | 15 Jan 2026 | 15 Jan 2026 | Rs 12,500 | PAID | Rs 112,500 |
| 4 | 15 Feb 2026 | 18 Feb 2026 | Rs 12,500 | PAID | Rs 100,000 |
| 5 | 15 Mar 2026 | — | Rs 12,500 | PENDING | Rs 87,500 |
| 6 | 15 Apr 2026 | — | Rs 12,500 | PENDING | Rs 75,000 |
| 7 | 15 May 2026 | — | Rs 12,500 | PENDING | Rs 62,500 |
| 8 | 15 Jun 2026 | — | Rs 12,500 | PENDING | Rs 50,000 |
| 9 | 15 Jul 2026 | — | Rs 12,500 | PENDING | Rs 37,500 |
| 10 | 15 Aug 2026 | — | Rs 12,500 | PENDING | Rs 25,000 |
| 11 | 15 Sep 2026 | — | Rs 12,500 | PENDING | Rs 12,500 |
| 12 | 15 Oct 2026 | — | Rs 12,500 | PENDING | Rs 0 |
See exactly where every plan stands — who's on track, who's due, and who needs follow-up.
Whether you sell electronics on installment or furniture on easy qist — this system handles it all.
TVs, ACs, refrigerators, washing machines — track every appliance sold on qist with CNIC-based records and monthly collection schedules.
Bedroom sets, sofas, dining tables — manage large-ticket furniture installments with flexible 6 to 24 month plans and guarantor tracking.
iPhones, Samsung Galaxy, Xiaomi — sell smartphones on easy installments. IMEI tracking, post-dated cheque management, and auto reminders.
Honda, Yamaha, United — manage bike and vehicle installment plans with registration tracking, insurance links, and recovery protocols.
Generators, UPS, solar panels, water purifiers — track high-value appliance qists with warranty integration and service reminders.
Gold sets, wedding jewellery — manage precious item installments with weight tracking, gold rate adjustments, and secure ledger records.
Purpose-built for Pakistan's installment market — not a generic CRM with qist features bolted on.
Every customer identified by CNIC. Duplicate detection, blacklist checks, and credit history across all your branches.
Payment reminders sent via WhatsApp 3 days before due date. Escalation messages to guarantors for overdue accounts.
Store guarantor CNIC, photos, and contact details. Auto-notify guarantors when payments are missed for 15+ days.
Mobile app for field agents — view assigned accounts, record payments on-the-spot, capture GPS check-ins, and upload visit photos.
Instant alerts when payments are missed. Color-coded dashboard shows 1-day, 7-day, 15-day, and 30+ day overdue buckets.
Manage all branches from one dashboard. Branch-wise reports, inter-branch transfers, and centralized customer database.
Hear from business owners who transformed their qist management with LogicRacks.
"Pehlay hum register mein qistain likhte thay, aur mahina bhar yaad nahi rehta tha ke kis ka paisa aana hai. Ab system khud WhatsApp reminder bhej deta hai — recovery rate 70% se 93% ho gayi hai. Bohot zabardast software hai."
"Humari 3 branches hain furniture ki — pehlay har branch ka alag register tha. Ab ek dashboard se sab kuch nazar aata hai. CNIC se customer ko search karo, puri history samne. Meri team ki productivity double ho gayi."
"We sell 200+ motorcycles on installment every month. The collection agent app changed everything — agents mark payments from the customer's doorstep, GPS verified. Overdue recovery improved by 40% in the first quarter."
No hidden charges, no per-transaction fees. Pick the plan that fits your business.
For single-branch businesses starting with installment tracking
For large operations with unlimited plans, custom workflows & API access
Yes, absolutely. You can create plans with any duration — 3, 6, 12, 18, or 24 months. Each plan can have a custom down payment amount, monthly installment, and mark-up percentage. You can also create unequal installment plans where different months have different amounts.
When you create a new customer, you enter their CNIC number. The system checks for duplicates across all branches, flags blacklisted CNICs, and shows any existing plans linked to that CNIC. You can also upload front and back photos of the CNIC card for record keeping.
The system automatically marks the payment as overdue and triggers escalation reminders via SMS and WhatsApp — first to the customer, then to the guarantor after a configurable delay. The account appears on the overdue dashboard with color-coded urgency levels, and can be assigned to a collection agent for follow-up.
Each installment plan can have one or more guarantors. You store their CNIC, photo, phone number, address, and relationship to the customer. If the customer defaults, the system can automatically send reminders to the guarantor. Guarantor records are linked across plans, so you can see how many plans one person is guaranteeing.
Yes. We provide a standard Excel template where you can fill in customer details, plan amounts, paid installments, and remaining balances. Our team helps you import everything during setup — typically within a few hours, even for thousands of plans.
Yes, you can record payments received via JazzCash, EasyPaisa, bank transfer, cash, or cheque. Each payment method is tracked separately in reports. We're also working on direct payment gateway integration so customers can pay their installments online via a payment link.
Yes, the Business and Enterprise plans support multi-branch operations. Each branch has its own dashboard, but the admin can see all branches from a centralized view. Customer CNIC lookups work across all branches, preventing one customer from taking multiple plans at different locations without your knowledge.
From agreement to final payment — manage every installment plan with automated reminders, collection tracking, and recovery reports. Book your demo today.