Manage policies, not paperwork.
End-to-end insurance management for agencies, brokers and takaful companies. From policy issuance to claims settlement — digitise your entire workflow with Pakistan's most trusted insurance software.
Features
Everything your agency needs to grow.
Policy Management
Create, modify and track policies across all product lines. Manage endorsements, cancellations and mid-term adjustments with full version history.
Premium Collection & Reminders
Track premium payments, installments and overdue amounts. Auto-send WhatsApp & SMS reminders for upcoming and late payments. JazzCash & EasyPaisa integrated.
Claims Processing & Settlement
Complete claims workflow from filing to settlement. Document uploads, surveyor assignment, approval chains and cheque/IBFT disbursement tracking.
Agent & Broker Commission
Automatic commission calculation based on product, tier and volume. Track agent performance, generate commission statements and process payouts seamlessly.
Customer & Lead Management
360-degree customer profiles with policy history, family details, claims record and communication log. Convert leads to policyholders with pipeline tracking.
Compliance & Reporting (SECP)
Generate SECP-compliant reports, loss ratio analysis, premium registers and agent production summaries. Audit-ready documentation at the click of a button.
Who It's For
Built for Every Insurance Vertical
Whether you sell motor policies or manage takaful funds — one system handles it all.
Life Insurance Agencies
Term life, whole life, endowment and unit-linked plans. Manage State Life, Jubilee Life and EFU Life product catalogs seamlessly.
Motor / Vehicle Insurance
Comprehensive and third-party motor policies. Vehicle schedules, no-claim bonuses, accident surveys and quick claim settlements.
Health Insurance
Individual, family floater and corporate group health plans. Hospital panel management, cashless claims and pre-authorisation workflows.
Property Insurance
Fire, theft, flood and earthquake coverage for commercial and residential properties. Survey management and risk assessment tools.
Takaful Companies
Shariah-compliant takaful fund management. Participant contribution tracking, surplus distribution and Waqf fund accounting for Takaful Pakistan.
Corporate Group Insurance
Employee group life and health schemes. Company-wise policy management, member additions/deletions and annual renewal processing.
Why Logic Racks
The Unfair Advantage for Insurance Agencies
Purpose-built features that generic CRMs simply cannot offer.
Multi-Product Support
Manage life, motor, health, property, marine and takaful products — all from a single dashboard with product-specific workflows.
SECP Compliant
Pre-built report formats aligned with Securities & Exchange Commission of Pakistan requirements. Audit-ready at any time.
Auto Renewal Reminders
Never lose a renewal. Automated WhatsApp, SMS and email reminders sent 30, 15 and 7 days before policy expiry to both agents and customers.
Agent Commission Tracking
Tiered commission structures, override commissions for team leaders, and automated monthly payout calculations. No more spreadsheet errors.
Claims Workflow Engine
Configurable claims pipeline with role-based approvals, document checklists, surveyor assignment and settlement tracking.
WhatsApp Notifications
Policy issuance confirmations, premium due alerts, claim status updates and renewal reminders — all delivered via WhatsApp Business API.
Getting started
Lead Capture
Capture enquiries from walk-ins, referrals & online forms
Quote & Proposal
Generate premium quotes with multiple coverage options
Policy Issuance
Issue policies with auto-generated certificates & schedules
Premium Collection
Track payments via JazzCash, EasyPaisa, bank & cheque
Claim Processing
File, review, approve & settle claims with full audit trail
Renewal
Auto-reminders via WhatsApp & SMS 30/15/7 days before expiry
Pricing
Pick a plan.
No hidden fees. Scale as your agency grows.
Agency
PKR 14.4K/month- Up to 500 Active Policies
- 5 Agent/Broker Accounts
- Policy & Premium Management
- Claims Processing
- Commission Tracking
- WhatsApp Notifications
- Basic Reports & Analytics
- Email & Chat Support
Multi-Branch
PKR 32K/month- Up to 2,500 Active Policies
- 20 Agent/Broker Accounts
- Multi-Branch Management
- Advanced Claims Workflow
- Tiered Commission Structures
- SECP Compliance Reports
- Customer Portal Access
- API Integration
- Priority Phone Support
Enterprise
PKR 72K+/month- Unlimited Policies & Agents
- Unlimited Branches
- Custom Product Configuration
- Reinsurance Module
- Takaful Fund Management
- White-Label Branding
- On-Premise Deployment Option
- Dedicated Account Manager
- Custom SLA & Training
What clients say
“Pehle hum Excel mein sab policies track kartay thay — ab sab kuch ek system mein hai. Renewal reminders ki wajah se humari retention 40% improve hui hai. Bohat zabardast system hai.”
“Claims processing jo pehle 3 weeks leta tha, ab 5 din mein settle ho jata hai. Agent commission tracking bilkul transparent hai — koi dispute nahi hota ab. Best investment we made.”
“Takaful fund management ke liye yeh system perfect hai. SECP reports automatically generate hoti hain aur participant tracking bahut easy hai. Logic Racks ki team ne hamari zaroorat samjhi.”
Questions
Before you ask.
How much does insurance management software cost in Pakistan?
Insurance System is billed monthly with no hidden fees: Agency PKR 14.4K/month, Multi-Branch PKR 32K/month and Enterprise PKR 72K+/month. We confirm the right plan for your business on a free demo.
Can I manage multiple insurance products (Life, Motor, Health) in one system?
Yes, the system supports unlimited insurance product lines. You can configure Life, Motor, Health, Property, Marine, Travel and Takaful products — each with their own premium calculation rules, documentation requirements and claims workflows.
Does it handle agent commission calculations automatically?
Absolutely. You can set up tiered commission structures based on product type, premium volume and agent rank. The system auto-calculates commissions when a policy is issued and generates monthly commission statements ready for payout.
Can I import our existing policy data from Excel or another system?
Yes. We provide a free data migration service during onboarding. Our team will import your existing policies, customer records, agent data and claims history from Excel, CSV or your current system — ensuring zero data loss.
Is the system compliant with SECP reporting requirements?
Yes. The system generates SECP-compliant premium registers, claims registers, loss ratio reports and agent production summaries in the required formats. Reports can be exported as PDF or Excel for submission.
Does it support Takaful / Shariah-compliant insurance?
Yes. The Enterprise plan includes a dedicated Takaful module with participant contribution tracking, Waqf fund accounting, surplus distribution calculations and Shariah-compliant reporting — designed specifically for companies like Takaful Pakistan and Pak-Qatar Takaful.
How do renewal reminders work?
The system automatically sends renewal reminders via WhatsApp, SMS and email at 30, 15 and 7 days before policy expiry. Both the policyholder and their assigned agent receive notifications. You can customise the message templates and timing intervals.
What payment methods are supported for premium collection?
The system supports JazzCash, EasyPaisa, bank transfer (IBFT), cheque, cash and credit/debit card payments. Each payment is automatically reconciled against the policy and reflected in real-time on the premium ledger.
Which is the best insurance management software in Pakistan?
LogicRacks Insurance Management is among Pakistan's leading insurance software with 50+ agencies, brokers and takaful companies using it across Karachi, Lahore and Islamabad.
Book a free demo.
See Insurance System running with your own data. We set it up, move your records in and train your staff.